:root {
  --blue-900: #0a1e3f;
  --blue-800: #0d2a56;
  --blue-700: #123c7e;
  --blue-600: #1a56c4;
  --blue-500: #2470f0;
  --blue-400: #5a97ff;
  --blue-100: #dbe9ff;
  --blue-50: #f2f7ff;
  --white: #ffffff;
  --text: #1c2b45;
  --muted: #5b6b8a;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(18, 60, 126, 0.12);
  --font: "Inter", "Segoe UI", system-ui, -apple-system, sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--blue-600); text-decoration: none; }
a:hover { text-decoration: underline; }

.container { width: min(1140px, 92%); margin: 0 auto; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--blue-100);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 0;
}
.logo { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 1.25rem; color: var(--blue-800); }
.logo:hover { text-decoration: none; }
.logo span { color: var(--blue-500); }
.main-nav { display: flex; align-items: center; gap: 26px; }
.main-nav a { color: var(--text); font-weight: 500; font-size: 0.95rem; }
.main-nav a:hover, .main-nav a.active { color: var(--blue-500); text-decoration: none; }
.nav-toggle { display: none; background: none; border: none; font-size: 1.6rem; color: var(--blue-700); cursor: pointer; }

.btn {
  display: inline-block; padding: 12px 26px; border-radius: 999px;
  font-weight: 600; font-size: 0.95rem; cursor: pointer; border: none;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.btn:hover { transform: translateY(-2px); text-decoration: none; }
.btn-primary { background: linear-gradient(135deg, var(--blue-500), var(--blue-700)); color: #fff; box-shadow: 0 8px 20px rgba(36, 112, 240, 0.35); }
.btn-outline { border: 2px solid var(--blue-500); color: var(--blue-600); background: transparent; }

/* ---------- Hero ---------- */
.hero {
  background:
    radial-gradient(900px 500px at 85% 10%, rgba(90, 151, 255, 0.35), transparent 60%),
    linear-gradient(160deg, var(--blue-900), var(--blue-700) 60%, var(--blue-600));
  color: #fff;
  padding: 96px 0 110px;
  position: relative; overflow: hidden;
}
.hero .container { position: relative; z-index: 1; }
.hero-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 50px; align-items: center; }
.hero h1 { font-size: clamp(2rem, 4.5vw, 3.2rem); line-height: 1.15; margin-bottom: 20px; }
.hero h1 em { font-style: normal; color: var(--blue-400); }
.hero p { font-size: 1.1rem; color: #cfdefa; max-width: 540px; margin-bottom: 32px; }
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-card {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 20px; padding: 28px;
  backdrop-filter: blur(8px);
}
.hero-card h3 { margin-bottom: 14px; font-size: 1.05rem; }
.ticker-row { display: flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,0.12); font-size: 0.95rem; }
.ticker-row:last-child { border-bottom: none; }
.ticker-row .up { color: #6fe3a5; }
.ticker-row .down { color: #ff9c9c; }

/* ---------- Sections ---------- */
.section { padding: 84px 0; }
.section-alt { background: var(--blue-50); }
.section-head { max-width: 640px; margin: 0 auto 52px; text-align: center; }
.eyebrow { display: inline-block; color: var(--blue-500); font-weight: 700; text-transform: uppercase; letter-spacing: 0.12em; font-size: 0.78rem; margin-bottom: 10px; }
.section-head h2 { font-size: clamp(1.6rem, 3vw, 2.3rem); color: var(--blue-800); margin-bottom: 12px; }
.section-head p { color: var(--muted); }

.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 26px; }
.card {
  background: #fff; border: 1px solid var(--blue-100); border-radius: var(--radius);
  padding: 30px; box-shadow: var(--shadow);
  transition: transform 0.2s ease;
}
.card:hover { transform: translateY(-5px); }
.card .icon {
  width: 52px; height: 52px; border-radius: 14px;
  background: linear-gradient(135deg, var(--blue-500), var(--blue-700));
  display: grid; place-items: center; margin-bottom: 18px;
}
.card h3 { color: var(--blue-800); margin-bottom: 8px; font-size: 1.15rem; }
.card p { color: var(--muted); font-size: 0.95rem; }

.stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 24px; text-align: center; }
.stat h3 { font-size: 2.2rem; color: var(--blue-600); }
.stat p { color: var(--muted); }

/* ---------- Articles ---------- */
.article-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 28px; }
.article-card {
  background: #fff; border: 1px solid var(--blue-100); border-radius: var(--radius);
  overflow: hidden; box-shadow: var(--shadow); display: flex; flex-direction: column;
  transition: transform 0.2s ease;
}
.article-card:hover { transform: translateY(-5px); }
.article-thumb {
  height: 170px;
  background: linear-gradient(135deg, var(--blue-600), var(--blue-400));
  display: grid; place-items: center; color: #fff; font-weight: 700; font-size: 1.1rem;
}
.article-body { padding: 22px; display: flex; flex-direction: column; gap: 10px; flex: 1; }
.article-meta { font-size: 0.8rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.06em; }
.article-body h3 { color: var(--blue-800); font-size: 1.15rem; line-height: 1.35; }
.article-body p { color: var(--muted); font-size: 0.93rem; flex: 1; }
.article-body .read-more { font-weight: 600; font-size: 0.9rem; }

/* ---------- Article full ---------- */
.article-hero { background: linear-gradient(160deg, var(--blue-900), var(--blue-700)); color: #fff; padding: 80px 0; }
.article-hero h1 { font-size: clamp(1.8rem, 3.5vw, 2.6rem); max-width: 760px; }
.article-hero .meta { color: #b9cdf0; margin-top: 14px; font-size: 0.92rem; }
.article-content { max-width: 760px; margin: 0 auto; padding: 60px 0; }
.article-content h2 { color: var(--blue-800); margin: 36px 0 12px; }
.article-content p { margin-bottom: 18px; color: var(--text); }
.article-content ul { margin: 0 0 18px 22px; color: var(--text); }
.article-content blockquote {
  border-left: 4px solid var(--blue-500); background: var(--blue-50);
  padding: 16px 20px; border-radius: 0 var(--radius) var(--radius) 0;
  margin: 24px 0; color: var(--blue-800); font-style: italic;
}

/* ---------- Policies ---------- */
.policy-nav { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 40px; }
.policy-nav a {
  padding: 9px 18px; border-radius: 999px; border: 1px solid var(--blue-100);
  font-size: 0.9rem; font-weight: 600; color: var(--blue-700); background: #fff;
}
.policy-nav a.active, .policy-nav a:hover { background: var(--blue-600); color: #fff; text-decoration: none; }
.policy-section { margin-bottom: 40px; }
.policy-section h2 { color: var(--blue-800); margin-bottom: 10px; font-size: 1.3rem; }
.policy-section p, .policy-section li { color: var(--muted); }
.policy-section ul { margin: 10px 0 0 22px; }
.last-updated { font-size: 0.85rem; color: var(--muted); margin-bottom: 30px; }

/* ---------- CTA & Footer ---------- */
.cta-band {
  background: linear-gradient(135deg, var(--blue-600), var(--blue-800));
  border-radius: 20px; padding: 54px; text-align: center; color: #fff;
}
.cta-band h2 { font-size: 1.8rem; margin-bottom: 10px; }
.cta-band p { color: #cfdefa; margin-bottom: 24px; }
.site-footer { background: var(--blue-900); color: #a9bce0; padding: 60px 0 26px; margin-top: 80px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 36px; margin-bottom: 40px; }
.site-footer h4 { color: #fff; margin-bottom: 14px; font-size: 0.95rem; }
.site-footer a { color: #a9bce0; font-size: 0.9rem; display: block; margin-bottom: 8px; }
.site-footer a:hover { color: #fff; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.12); padding-top: 22px; font-size: 0.85rem; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px; }
.logo-footer { color: #fff; font-weight: 800; font-size: 1.2rem; display: flex; gap: 10px; align-items: center; margin-bottom: 12px; }

/* ---------- Responsive ---------- */
@media (max-width: 860px) {
  .hero-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .main-nav {
    display: none; position: absolute; top: 100%; left: 0; right: 0;
    background: #fff; flex-direction: column; padding: 20px;
    border-bottom: 1px solid var(--blue-100); gap: 16px;
  }
  .main-nav.open { display: flex; }
  .nav-toggle { display: block; }
  .cta-band { padding: 36px 22px; }
}
